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Employers in Utah are required by law to provide workers compensation insurance and may choose from three sources: the Workers Compensation Fund of Utah, a quasi-state agency; a private carrier, or, on approval by the Industrial Commission, self-insurance. Generally, the state fund is said to be able to offer lower rates.

Workers' compensation rates are based on the activity of the business rather than the individual job descriptions. Typically, a computer component manufacturer will see a rate of under $1.30 per $100 of payroll for electric parts assembly, under 43 cents for clerical (computer operators) and under 93 cents for outside sales.

Utah workers compensation rates are from 30 to 35% below the national average, according to the property and casualty actuarial consulting company Actuarial and Technical Solutions of Long Island, N.Y.

For guaranteed rates and up-to-date information, Workers' Compensation Fund urges employers to contact underwriters directly.

Workers Compensation Rate Comparison

		code		Utah		Arizona		Colorado		Nevada		California		code*
General Office		8810		0.31		0.26		0.39		0.52		1.01		8810
Computer Apparatus Mfg		3681		1.85		0.86		2.58		2.26		2.82		3681
Plastic Mfg/Fabricated Goods		4452		3.53		2.57		5.13		5.35		9.00		4452
Plastic Mfg/Molded Goods		4484		3.34		2.85		4.64		5.25		7.79		4484
Trucking/Hauling Long Dist		7229		12.72		7.16		12.76		13.09		14.83		7229
Storage Warehouse		8292		4.18		4.80		8.80		4.99		14.31		8292
*Note: CA workers comp rates sourced above. CA rates are coded differently than most states and have been listed seperately with the corresponding codes. Source: Workers Compensation Fund, Workers Compensation Insurance Rating Bureau of California,